T. Harv Eker Quotes
Here’s What You Will Find on This Page
- Four videos about success based on T. Harv Eker quotes.
- The quotes I used for each video.
- A collection of T. Harv Eker quotes.
- Some links with additional T. Harv Eker resources.
- A short bio about T. Harv Eker.
- A few personal observations about why I like T. Harv Eker, what I learned from him, and why I included his work in this website.
Who is T. Harv Eker?
T. Harv Eker (born June 10, 1954 in Toronto, Ontario) is the founder of Peak Potentials, one of the largest personal development seminar companies in the world. Over 250,000 students have attended his programs.
Harv’s parents were immigrants from Europe. They arrived in Canada with only $30.
Harv experienced a “feast or famine” cycle in his youth. His father was a contractor and only had a lot of money when he sold a house.
At 13, Harv started working. He delivered newspapers, scooped ice cream, and sold novelties at fairs.
Harv spent one year in college and then quit to pursue his dream of being a millionaire.
He started more than a dozen businesses. However, he still found financial success elusive. Finally, Eker opened one of the first retail fitness stores in North America. The business grew to ten locations in only two and a half years.
Harv then sold part of the business to a major corporation for $1.5 million.
Although he had achieved his dream of becoming a millionaire, his success was short-lived. In less than two years, the money was gone.
This started Harv on the road to becoming the success teacher we know him as today. He studied what he called the “financial blueprint” and how it effects our relationship with money.
Using a unique and effective blend of psychology and “street smarts,” he has designed programs that prepare students for the real world of success and financial independence.
And, by the way, the “T” in “T. Harv Eker” stands for “the” and is not part of his birth name or legal name. It proclaims to the world that he is “The” Harv Eker.
Why I Like T. Harv Eker, What I Learned from Him, and Why I Included Him in this Website
I like T. Harv Eker because he is so unabashed about money that he has made it the focus of his work. He does not quibble about the need for money, its importance, and why it is a very good thing.
Many of us, myself included, did not get these kinds of money messages during our earliest years. Our parents, primary caregivers, clergy, teachers, extended family, and media sent very different and very limiting messages about success and money.
And they lodged in the mind because we did not have the discerning powers of an adult… yet. So is it any wonder that many sincere success seekers buy “how-to” courses on real estate, internet marketing, and a host of other business activities only to flounder despite honest effort?
At least as I see it, there are two good reasons for Harv’s focus:
- His own “feast or famine” experience about which he speaks candidly.
- The experiences of so many who short-circuit their success plans by harboring a “financial blueprint” that stinks.
What I’ve learned from Harv is the difference between how the rich and the poor think. The 17 points he makes in “Secrets of the Millionaire Mind” show a keen insight on the subject.
In particular, I chuckle when I re-read the point that rich people admire other rich and successful people. Although I have heard this before and practiced it for years, the idea still takes me shake my head and smile.
In imagination, I go back to the words of my parents and their rants about “people with money.” As you might guess, these were not exactly filled with admiration.
And because there are many, many others who share the same experiences about this issue, I decided from my first thoughts about this website to include Harv and his work. After all, why bother to learn the “nuts and bolts” of getting rich if your “financial thermostat” is set low?
All you will do is collect expensive courses and have little if anything to show in the way of money. Makes sense, does it not?
Video #1 – T. Harv Eker Quotes: Discover Your Millionaire Mind
In the first video, I have selected four T. Harv Eker quotes that outline what Eker calls your “inner money game.” Using these quotes as an outline, I offer you some ideas about how personal growth and financial success go together.
Here are the quotes in this video:
- Your inner world reflects your outer world.
- A lack of money is never, ever, ever a problem. A lack of money is merely a symptom of what is going on underneath.
- If you believe you have plenty, you will validate that belief and create plenty of abundance.
- Your programming leads to your thoughts; your thoughts lead to your feelings; your feelings lead to your actions; your actions leads to your results. Therefore, just as is done with a personal computer, by changing your programming, you take the first essential step to changing your results.
- It’s simple arithmetic: “Your income can grow only to the extent you do.”
Video #2 – T. Harv Eker Quotes: How Your Millionaire Mind Works
In this video, I outline the differences between a rich mind-set and a not-so-rich mind-set. T. Harv Eker states clearly that there is a real difference.
Those who play the money game to win do some very different things than those who play the money game not to lose. And this is what makes the difference between rich and not-so-rich.
Here are the quotes in this video:
- In my experience, getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never-give-up attitude and, of course, a rich mind-set.
- Are you willing to work sixteen hours a day? Rich people are. Are you willing to work seven days a week and give up most of your weekends? Rich people are. Are you willing to sacrifice seeing your family, your friends, and give up your recreations and hobbies? Rich people are. Are you willing to risk all your time, energy and start-up capital with no guarantee of returns? Rich people are.
- There is no such thing as a really rich victim. You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.
- Rich people play the money game to win. Poor people play the money game to not lose.
Video #3 – T. Harv Eker Quotes: Powerful Sowing and Reaping
T. Harv Eker has a firm grasp of how the mind generates success. In this video, I compile some of his thoughts about sowing and reaping and what they tell us about harvesting success and money.
Here are the quotes in this video:
- It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.
- What you cannot see in the world is far more powerful than anything you can see.
- If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible.
- In every forest, on every farm, in every orchard on earth, it’s what’s under the ground that creates what’s above the ground. That’s why placing your attention on the fruits that you have already grown is futile. You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.
Video #4 – T. Harv Eker Quotes: Prime Your Millionaire Mind
In this final video, I have reviewed four T. Harv Eker quotes about how to think like the rich. His most important point is that you are the one responsible for your own success. Therefore, if you want to change your financial picture, you have the power to do so.
Here are the quotes in this video:
- Think more like the rich if you want to create more wealth.
- It all comes down to this: if your subconscious “financial blueprint” is not “set’ for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.
- If you want to create wealth, it is imperative that you believe that you are at the steering wheel of life, especially your financial life.
- You have to believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success.
T. Harv Eker Quotes
There is a secret psychology of money. Most people don’t know about it. That’s why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what’s going on inside of you.
On a scale of 1 to 10, 1 being the lowest, imagine you are a person with a level 2 strength of character and attitude looking at a level 5 problem. Would this problem appear to be big or little? From a level 2 perspective, a level 5 problem would seem like a big problem.
Now imagine you’ve grown yourself and become a level 8 person. Would the same level 5 problem be a big problem or a little problem? Magically, the identical problem is now a little problem.
Finally, imagine that you’ve really worked hard on yourself and become a level 10 person. Now, is this same level 5 problem a big problem or a little problem? The answer is that it’s no problem. It doesn’t even register in your brain as a problem. There’s no negative energy around it. It’s just a normal occurrence to handle, like brushing your teeth or getting dressed.
So what is the difference between “power thinking” and “positive” thinking? The distinction is slight but profound. To me, people us positive thinking to pretend that everything is rosy, when they really believe that it’s not. With power thinking, we understand that everything is neutral, that nothing has meaning except for the meaning we give it, and that we are going to make up a story and give something it’s meaning.
This is the difference between positive thinking and power thinking. With positive thinking, people believe that their thoughts are true. Power thinking recognizes that our thoughts are not true, but since we’re making up a story anyway, we might as well make up a story that supports us. We don’t do this because our new thoughts are “true” in an absolute sense, but because they are or useful to us and feel a heck of a lot better than non-supportive ones.
It all comes down to this: if your subconscious “financial blueprint” is not “set’ for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.
The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more. This was radically different from my previous efforts, where, because I always thought short-term, I would constantly get side-tracked by either good opportunities or when things got tough.
It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.
If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible.
In every forest, on every farm, in every orchard on earth, it’s what’s under the ground that creates what’s above the ground. That’s why placing your attention on the fruits that you have already grown is futile. You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.
What you cannot see in the world is far more powerful than anything you can see.
Money is a result, wealth is a result, health is a result, illness is a result, your weight is a result. We live in a world of cause and effect.
A lack of money is never, ever, ever a problem. A lack of money is merely a symptom of what is going on underneath.
Whatever results you’re getting, be they rich or poor, good or bad, positive or negative, always remember that your outer world is simply a reflection of your inner world. If things aren’t going well in your outer life, it’s because things aren’t going well in your inner life. It’s that simple.
What you hear, you forget; what you see, you remember; what you do, you understand.
An affirmation states that a goal is already happening. I’m not crazy about this because, often when we affirm something that is not yet real, the little voice in our head usually responds with “This isn’t true, this is BS…On the other hand, a declaration is not saying something is true, it’s saying we have an intention of doing or being something. This is a position the little voice can buy, because we’re not stating it’s true right now, but again, it’s an intention for us ion the future.
Thoughts lead to feelings. Feelings lead to actions. Actions leads to results.
Your programming leads to your thoughts; your thoughts lead to your feelings; your feelings lead to your actions; your actions leads to your results. Therefore, just as is done with a personal computer, by changing your programming, you take the first essential step to changing your results.
The reason or motivation you have for making money or creating success is vital.
Your inner world reflects your outer world.
If you believe you are plenty, you will validate that belief and create plenty of abundance.
By unlinking your money motivation from anger, fear, and the need to prove yourself, you can install new links for earning your money through purpose, contribution, and joy.
It’s simple arithmetic: “Your income can grow only to the extent you do.”
In our course we teach that “no thought lives in your head rent-free.” Each thought you have will either be an investment or a cost. It will either move you toward happiness and success or away from it. It will either empower you or disempower you. That’s why it is imperative you choose your thoughts and beliefs wisely.
Think more like the rich if you want to create more wealth.
If you want to create wealth, it is imperative that you believe that you are at the steering wheel of life, especially your financial life.
You have to believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success.
Poor people choose to play the role of the victim.
Let me put it bluntly: anyone who says that money isn’t important doesn’t have any! Rich people understand the importance of money and the place it has in our society. On the other hand, poor people validate their financial ineptitude by using irrelevant comparisons. They’ll argue, “Well, money isn’t important as love.” Now, is that comparison dumb or what? What’s more important, your arm or your leg? Maybe they’re both important.
Complaining is the absolute worst possible thing you could do for your health or your wealth. The worst!
For the next seven days, I challenge you not to complain at all.
If a person weren’t failing in some way, shape or form, would he or she need to blame, justify, or complain? The obvious answer is no.
You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.
Rich people play the money game to win. Poor people play the money game to not lose.
The goal of truly rich people is to have massive wealth and abundance.
One of the principles we teach in our programs is “If you shoot for the stars, you’ll at least hit the moon.” Poor people don’t even shoot for the ceiling in their house, and then they wonder why they’re not successful.
Rich people are committed to being rich. Poor people want to be rich.
The number one reason most people don’t get what they want is that they don’t know what they want. Rich people are totally clear that they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. As long as it’s legal, moral, and ethical, they will do whatever it takes to have wealth. Rich people do not send mixed messages to the universe. Poor people do.
The third level of wanting is “I commit to being rich.” The definition of the word commit is to “devote oneself unreservedly.” This means holding absolutely nothing back; giving 100 percent of everything you’ve got to achieving wealth. It means being willing to do whatever it takes for as long as it takes. This is the warrior’s way. No excuses, no ifs, no butts, no maybes—and failure isn’t an option. The warrior’s way is simple: “I will be rich or I will die trying.”
In my experience, getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never-give-up attitude and of course a rich mind-set.
In my experience, getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never-give-up attitude and of course a rich mind-set.
Are you willing to work sixteen hours a day? Rich people are. Are you willing to work seven days a week and five up most of your weekends? Rich people are. Are you willing to sacrifice seeing your family, your friends, and give up your recreations and hobbies? Rich people are. Are you willing to risk all your time, energy and start-up capital with no guarantee of returns? Rich people are.
You will be paid in direct proportion to the value you create in the marketplace.
How do you want to live your life? How do you want to play the game? Do you want to play in the big leagues or in the little leagues, in the majors or the minors? Are you going to play big or play small? It’s your choice.
Your life is not just about you. It’s also about contributing to others. It’s about living true to your mission and reason for being here on this earth at this time. It’s about adding your piece of the puzzle to the world. Most people are so stuck in their egos that everything revolves around me, me, and more me. But if you want to be rich in the truest sense of the word, it can’t only be about you. It has to include adding value to other people’s lives.
Part of your mission in life then must be to share your gifts with as many people as possible. That means being willing to play big.
The by-product is that they more people you help, the “richer” you become, mentally, emotionally, spiritually, and definitely financially.
Rich people see opportunities. Poor people see obstacles. Rich people see potential growth. Poor people see potential loss. Rich people focus on rewards. Poor focus on the risks.
Rich people…take responsibility for the results in their lives and act upon the mind-set “It will work because I’ll make it work.”
There is no such thing as a really rich victim.
Rich people are committed enough to do whatever it takes. Period.
It comes down to this: If not you, then who?
Rich people focus on what they want, while poor people focus on what they don’t want.
Did you know that there are no straight lines in the universe? Life doesn’t travel in perfectly straight lines. It moves more like a winding river. More often than not, you can only see to the next bend, and only when you reach that next turn can you see more.
Action always beats inaction.
I have found that the richest people I know are also the nicest.
Bless that which you want. If you see a person with a beautiful home, bless that person and bless that home. If you see a person with a beautiful car, bless that person and bless that car. If you see a person with a loving family, bless that person and bless that family. If you see a person with a beautiful body, bless that person and bless their body.
Everything happens for a reason and that reason is there to assist me.
From now on, I want you to practice reframing other people’s negativity as a reminder of how not to be. Nothing has meaning except for the meaning we give it.
Energy is contagious: Either you affect people or you infect people.
I believe negative thinking is like having measles of the mind. Instead of itching, you get bitching; instead of scratching, you get bashing; instead of irritation, you get frustration. Now, do you really want to be close to people like that?
Rich people are almost always excellent promoters. They can are willing to promote their products, their services, and their ideas with passion and enthusiasm.
Resenting promotion is one of the greatest obstacles to success. People who have issues with selling and promotion are usually broke.
Poor people will do almost anything to avoid problems. They see a challenge and they run…the secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than your problems.
If you have a big problem in your life, all that means is that you are being a small person!
If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you!
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
Think of yourself as a container for wealth. If your container is small and your money is big, what’s going to happen? You will lose it. Your container will overflow and the excess money will spill out all over the place. You simply cannot have more money than the container. Therefore you must grow to be a big container so you cannot only hold more wealth but also attract more wealth. The universe abhors a vacuum and if you have a very large money container, it will rush in to fill the space.
Rich people do not back away from problems, do not avoid problems, and do not complain about problems. Rich people are financial warriors.
The bottom line is that if you become a master at handling problems and overcoming obstacles, what can stop you from success? The answer is nothing! And if nothing can stop you, you become unstoppable!
If a hundred-foot oak tree had the mind of a human, it would only grow to be ten feet tall!
“It’s better to give than to receive.” Let me put this as elegantly as possible: “What a crock!” That statement is total hogwash, and in case you haven’t noticed, it’s usually propagated by people and groups who want you to give and them to receive. The whole idea is ludicrous. What’s better, hot or cold, big or small, left or right, in or out? Giving and receiving are two sides of the same coin. Whoever decided that it is better to give than to receive was simply bad at math. For every giver there must be a receiver, and for every receiver there must be a giver.
If you are not willing to receive, then you are “ripping off” those who want to give to you.
When you are not willing to fully receive, you are training the universe not to give to you! It’s simple: if you aren’t willing to receive your share, it will go to someone else who is.
Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others. Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide.
Get really rich and then help the people who didn’t have the opportunity you did.
If you have the wherewithal to have a lot of money, have it.
How you do anything is how you do everything.
There’s nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you’re worth. There’s the rub. It usually does.
Living based in security is living based in fear.
Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don’t. That’s why they need “guarantees.”
The only way to earn what you’re really worth is to get paid based on your results.
Do you want a successful career or a close relationship with your family? Both! Do you want a focus on business or have fun and play? Both! Do you want money or meaning in your life? Both! Do you want to earn a fortune or do the work you love? Both! Poor people always choose one, rich people choose both.
Let’s set the record straight. Money is important! To say that it’s not as important as any other things in life is ludicrous. What’s more important, your arm or your leg? Could it be that both are important?
Money is a lubricant. It lets you “slide” through life instead of having to “scrape” by. Money brings freedom—freedom to buy what you want , and freedom to do what you want with your time. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life. Most of all, having money allows you not to have to spend your energy worrying about not having money.
I ask you, what is the use of having your “cake” if you can’t eat it? What exactly are you supposed to do with it? Put it on your mantel and look at it? Cake is meant to be eaten and enjoyed.
Rich people believe “You can have your cake and eat it too.” Middle-class people believe “Cake is too rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and wonder why they have “nothing.”
Think of yourself as a role model for others—showing that you can be kind, generous, loving, and rich!
Where attention goes, energy flows and results show.
Make it a policy to know your net worth to the penny.
Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.
I don’t know about you, but where I went to school, Money Management 101 wasn’t offered. Instead we learned about the War of 1812, which of course is something I use every single day.
The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.
Poor people either mismanage their money or they avoid the subject of money altogether.
Saying “I’ll start managing my money as soon as I get caught up” is like an overweight person saying “I’ll start exercising and dieting as soon as I lose twenty pounds.”
You must acquire the habits and skills of managing a small amount of money before you can have a large amount.
The play account rule is that it must be spent every month. That’s right! Each month you have to blow all the money in that account in a way that makes you feel rich. For example, imagine walking into a massage center, dumping all the money from your account on the counter, pointing to the massage therapists, and saying, “I want both of you on me. With the hot rocks and the frickin’ cucumbers. After that, bring me lunch!”
Your play account is also designed to strengthen your “receiving” muscle.
Money is a big part of your life, and when you learn how to get your finances under control, all areas of your life will soar.
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.
You become financially free when your passive income exceeds your expenses.
Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow.
Poor people choose now. Rich people choose balance.
Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.
I consider each of my dollars to be investment “soldiers,” and their mission is “freedom.”
Rich people are willing to act in spite of fear. Poor people let fear stop them.
It’s imperative to realize that it is not necessary to try to get rid of fear in order to succeed. Rich and successful people have fear, rich and successful people have doubts, rich and successful people have worries. They just don’t let these feelings stop them. Unsuccessful people have fears, doubts, and worries, then let those feelings stop them.
We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.
If you are willing to do only what’s easy, life will be hard. But if you’re willing to do what’s hard, life will be easy.
Either you’re a person who will be stopped, or you are a person who won’t be stopped. You choose.
If you want to move to a new level in your life, you must break through your comfort zone and practice doing things that are not comfortable.
Poor people and most of the middle class are not willing to be uncomfortable. Remember, being comfortable is their biggest priority in life… The only time you can actually grow is when you are outside your comfort zone.
Whenever you feel uncomfortable, instead of retreating back into your old comfort zone, pat yourself on the back and say, “I must be growing,” and continue moving forward.
Here’s an equation I want you to remember for the rest of your life: CZ = WZ. It means your “comfort zone” equals your “wealth zone.” By expanding your comfort zone, you will expand the size of your income and wealth zone.
The more comfort becomes your priority, the more contracted you become with fear.
Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy. Happiness doesn’t come from living a lukewarm life, always wondering what could have been. Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.
And because we are creatures of habit, we must practice. I urge you to practice acting in spite of fear, practice acting in spite of inconvenience, practice acting in spite of discomfort, and practice acting even when you’re not in the mood.
Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success.
Make a decision that from now on, your thoughts do not run you, you run your thoughts. From now on, your mind is not the captain of your ship, you are the captain of the ship, and your mind works for you.
I took his suggestion to heart and went from a “know-it-all” to a “learn-it-all.”
Every master was once a disaster.
Success is a learnable skill. You can learn to succeed at anything. If you want to be a great golfer, you can learn how to do it. If you want to be a great piano player, you can learn how to do it. If you want to be truly happy, you can learn how to do it. If you want to be rich, you can learn how to do it. It doesn’t matter where you are right now. It doesn’t matter where you’re starting from. What matters is that you are willing to learn.
Remember, your motto is, if they can do it, I can do it!
Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich. I want to share a secret with you that few people know: the fastest way to get rich and stay rich is to work on developing you! The idea is to grow yourself into a successful person. Again, your outer world is merely a reflection of your inner world. You are the root; your results are the fruits.
Poor and most middle-class people believe “If I have a lot of money, I could do what I want and I’d be a success.” Rich people understand, “If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money.”
To get paid the best, you must be the best.
Here Are Some T. Harv Eker Links: